Terms & Conditions

Last updated: February 24, 2026

1. Agreement to Terms

By accessing or using the website of SY Capital Group ("we," "us," or "our") at sy-capitalgroup.com, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you should not use our website or services.

2. Services

SY Capital Group is a direct business lender offering financial services including working capital loans, revenue-based financing, business expansion funding, equipment financing, business lines of credit, and invoice factoring. All funding is subject to approval and underwriting criteria.

3. Eligibility

To use our services, you must be at least 18 years of age, a legal resident of the United States, and authorized to conduct business on behalf of the applying entity. By submitting an application, you represent that all information provided is accurate and complete.

4. Use of Website

You agree to use this website for lawful purposes only. You may not:

5. SMS Terms & Conditions

By opting in to receive SMS or text messages from SY Capital Group, you agree to the following:

  • SY Capital Group may send you text messages related to your funding application, account status, promotional offers, and other business communications.
  • Messages may be sent using an ATDS (automatic telephone dialing system).
  • Message frequency may vary.
  • Message and data rates may apply. Check with your carrier for details.
  • You may opt out of receiving text messages at any time by replying STOP to any message. You will receive a one-time confirmation of your unsubscription.
  • For help or questions about our SMS program, reply HELP to any message or email us at teddy@sy-capitalgroup.com.
  • Consent to receive SMS messages is NOT a condition of purchase or a requirement to obtain any product or service from SY Capital Group.

SY Capital Group does not charge for SMS messages, but standard message and data rates from your wireless carrier may apply. Compatible carriers include major US carriers. For carrier-specific information, contact your wireless provider.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of SY Capital Group or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis. SY Capital Group makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of any information on the website. We do not guarantee that the website will be uninterrupted or error-free.

8. Limitation of Liability

To the fullest extent permitted by law, SY Capital Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or our services.

9. Indemnification

You agree to indemnify and hold harmless SY Capital Group, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of the website or violation of these Terms & Conditions.

10. Governing Law

These Terms & Conditions are governed by the laws of the State of New York without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts located in Brooklyn, New York.

11. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective upon posting to this website. Your continued use of the website after changes are posted constitutes acceptance of the updated terms.

12. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

SY Capital Group
66 Lake Street, Brooklyn, NY 11223
Email: teddy@sy-capitalgroup.com